• Dealing with disasters

    Tips for dealing with the immediate shock and facing the challenges.

    Disasters affect us for months, and live in our memories for years. For those who lost homes due to fires, floods, tornadoes, landslides, hurricanes or other so-called natural disasters, life will never be the same.

    Read complete article
  • Lay the groundwork for a successful transition when seniors can no longer live at home.

    Many boomers will eventually have aging parents who are no longer able to continue living on their own. Facing decisions about when and where to move your parents can be overwhelming. Each step of the process has its own emotional and practical challenges, but thoughtful planning can minimize the stress required to facilitate a smooth relocation.

    Read complete article
  • A reverse mortgage can really turn things around for seniors who are struggling to get by. But, when does (and doesn't) it make sense to cash in on your home equity?

    As one of my friends puts it, "There's nothing worse than being old -- except being old and being broke."

    It's a simple fact: As we live longer, we may find ourselves outliving our savings accounts. Pensions and social security often don't keep up with inflation, and then there are the kids who need help, the new roof, the prescriptions not covered by medical insurance, and all those other expenses that keep coming long after a regular paycheck has stopped fattening the savings account every month.

    Read complete article
  • How people evaluate older vs. newer might surprise you.

    How do you evaluate a policy, a painting or a piece of chocolate? What makes you decide the "best" tree or treatment? Probably not what you think, reveals an interesting scientific study. Compare your own behavior to these results.

    Read complete article
  • Your home has equity

    A home equity line of credit is popular, but is it smart? Learn how to get the cash you need while keeping your home and finances safe and sound.

    A Home Equity Line of Credit, or HELOC (pronounced hee-lock) as it is called in my industry, has become as common as SUVs and Starbucks. If you don't have one, I bet you know someone who does. People use HELOCs as an easy way to get lots of cash.
    Read complete article
  • Across the country, falls are the leading cause of injury-related death for people 65 or older.

    Chances are, someone you know has taken a dangerous tumble. In San Diego County alone, an average of 19 seniors (people over the age of 75) a day have falls so serious they require help from paramedics. And every single day in California, two seniors die from fall-related injuries.

    More then 60 percent of all falls take place in the home. But many of these can be prevented through basic precautions.

    Read complete article
  • Hot sun

    Our risk of hyperthermia problems increases with age

    Summertime, and the living is...hot -- TOO HOT. Alas, we are less able to handle hot days as we age. The wonderful summertime of youth can become a serious problem for a Senior. Heat-related illnesses, known as hyperthermia, can include heat stroke, heat fatigue, heat syncope (sudden dizziness after exercising in the heat), heat cramps and heat exhaustion. Here's advice to help older people avoid these problems.

    Read complete article
  • Find out which food and household items could be dangerous to your pets.

    Unfortunately, we tend to overlook a number of household items that are potentially very dangerous to a dog's health. It's especially important to be aware of this because as you know, dogs are essentially scavengers and will often eat just about anything they can sink their fangs into. My own dog is more like a mobile garbage disposal. It's also very important to be aware of these items because their sense of smell is so well developed that your pooch will be able to find what you may think is well hidden.

    Read complete article
  • Lovely garden

    Let your garden help you choose the right plants for it.

    Does this sound familiar? You drive to your local big box store, ready to buy some plants to spruce up your garden. Park the car, walk into the nursery section and suddenly, you are confused. The plants mostly look the same. And there are so many you have no idea which to choose. You stand there wondering, "Am I the only person to feel so overwhelmed?"

    Read complete article
  • Rent the room or keep the light on?

    Q: I'm a mom of three boys and my youngest son graduated from college last year. I'd finally gotten the "empty-nest" syndrome out of my system when my son moved back in after having his first career crisis in the real world. Can you give me some tips for coping?
    -- Sammi W., Dana Point, California

    Read complete article
  • Meeting

    During the care plan meeting at your loved one's skilled nursing or other care facility, make sure your voice is heard.

    When you have a loved one in a skilled nursing facility or assisted living facility, you'll often be asked to participate in a "care plan conference," or a "quarterly care conference." Unfortunately, family members usually go to this meeting with little understanding of what a care plan document should provide, or what the goals of an effective care plan conference should be. This article helps you be prepared.

    Read complete article
  • Active adult retirement communities are as varied as the people who populate them. Take your time doing your research and you're sure to find one that's a good fit.

    As the years roll on, some Boomers will choose to sell their homes for a variety of reasons: to save money, to downsize, to be closer to family. Builders of retirement communities are doing a better and better job of discovering what features make these communities appealing to Boomers.

    If you're considering an active adult retirement community, here are 10 steps to starting your research.

    Read complete article